Banca del Mezzogiorno - MedioCredito Centrale

Banca del Mezzogiorno - MedioCredito Centrale, Italy

Italy BdM-MCC

general information

Banca del Mezzogiorno - MedioCredito Centrale S.p.A. (MCC), owned by Invitalia, is a financial institution entrusted with a double mission:

  • to manage public incentive programs in support of business development in Italy, on behalf of the central Government and regional administrations;
  • to support investments and growth in Southern Italy, offering medium to long term industrial and agricultural loans and other credit instruments to SMEs.

MCC was founded in 1952 and and is 100% owned by Invitalia, the Italian Governmental Agency for investment promotion and enterprise development. MCC’s programs cover various sectors of activity including research and innovation, agricultural, regional and industrial development, environmental protection and energy efficiency as well as various types of contributions like guarantees and counter-guarantees, interest subsidies, soft loans, grants and public equity or tax bonuses.

Several instruments are co-financed by the Structural Funds of the European Union.

Incentives managed by MCC include:

  • the National Guarantee Fund for SMEs, which is the main instrument in Italy in order to promote the access to credit for SMEs;
  • the two main National instruments for research and innovation (Fund for Incentives to Research of the Ministry of Research; Fund for Sustainable Development of the Ministry of Industry);
  • several regional incentives and financial engineering funds in the field of research, innovation culture, environmental protection and industrial development;
  • funds under the JEREMIE program of the European Commission.

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Viale America, 351
00144 Rome, Italy
Tel: +39 06 47911