All 21 NEFI members share a public mission to facilitate access to finance for SMEs by offering them financial services and expertise. NEFI members act complementary to and in cooperation with the national banking system through co-financing, risk-sharing and advisory services in order to address shortcomings in the SME financial markets. This mission was entrusted to them by their governments and/or the legislation in force in their respective countries. Among other, similar tasks have been assigned to the member institutions in the fields of environment and infrastructure.

Austria

Austria Wirtschaftsservice

As a special federal bank, aws is one the most important instruments of the Austrian economic policy. On behalf of the federal government, aws develops selected long-term programs in order to stimulate growth and employment and to translate priorities of economic policies into action ...

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AWS – Austria Wirtschaftsservice
Bulgaria

Bulgarian Development Bank

The Bulgarian Development Bank (BDB) was established as an economic growth contributing institution after the adoption of a special law by the Parliament of the Republic of Bulgaria in April 2008. ...

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Bulgarian Development Bank, Bulgaria
Croatia

Croatian Bank for Reconstruction and Development

Croatian Bank for Reconstruction and Development (HBOR) was established in 1992 and is entirely owned by the Republic of Croatia. It has a threefold role: ...

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Croatian Bank for Reconstruction and Development (HBOR)
Estonia

Fund KredEx

KredEx is a foundation set up by the Ministry of Economic Affairs and Communications in 2001 with the aim of providing financial solutions based on the best practices in the world acting as a NPI in Estonia. ...

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Estonian Fund KredEx
France

Bpifrance

Bpifrance is a subsidiary of the Caisse des Dépôts et Consignations and the French State. As a trusted partnerfa for entrepreneurs it promotes competitiveness and provides growth services for companies on behalf of the French State, acting in support of public policy. ...

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Bpifrance
Finland

Finnvera

Finnvera plc is a specialised financing company, owned by the State of Finland, which supplements the financial services offered by the private sector. Finnvera provides financing for various stages in the life of an enterprise: for its start, growth and internationalisation, and for exports. ...

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Finnvera
Greece

Hellenic Development Bank

The Hellenic Development Bank (HDB) SA is a Société Anonym and Greece’s National Development Bank (NPB). The bank targets principally the financing of Greek enterprises, by introducing financial instruments to the Greek economy, targeted to boost Greek entrepreneurship while amending market gaps and progressively generating positive economic, social, and environmental benefits. ...

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Hungary

MFB Hungarian Development Bank Private Limited Company

MFB Hungarian Development Bank (MFB or Bank) is a specialised financial institution established in 1991 and governed by the MFB Act of 2001, with the mandate of providing funds for Hungary’s medium and long-term economic development. ...

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Hungarian Development Bank (MFB)
Germany

KfW Bankengruppe

As a bank committed to responsibility, KfW was created in 1948 to help financing the reconstruction of Germany after World War II. Today it supports people, countries and institutions who think ahead, and thus help drive our society towards a climate friendly, digital and resilient future. Our focus areas for promotion and financing include: ...

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KfW Bankengruppe
Latvia

Latvian Development Financial Institution Altum

Latvijas Attīstības Finanšu Institūcija Altum is a state joint stock company of Latvia with a specific mission – development of the national economy and creation of added value. As a result of transformation of the bank, provision of commercial services have been discontinued completely in year 2013. ...

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ALTUM
Lithuania

„Investicijų ir verslo garantijos“, Ltd (INVEGA)

Investment and Business Guarantees UAB (lith. UAB “Investicijų ir verslo garantijos” – INVEGA) is a National Promotional Institution established by the State of Lithuania in 2001. The main objectives of the operations of INVEGA are to provide financial services, implement and administer financial instruments. ...

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INVEGA
Luxembourg

Societe Nationale de Credit et d'Investissement

SNCI is a public banking institution specializing in medium- and long-term financing of Luxembourg‑based companies by granting investment loans, loans for start-ups as well as loans for the financing of the take-over of businesses aimed at newly-created or transmitted SMEs. It also supports Luxembourg SMEs eager to develop their business abroad and become active on foreign markets ...

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Societe Nationale de Credit et d'Investissement (SNCI)
Ireland

SBCI

The SBCI has a vital role to play in restoring an effective and sustainable market for SME financing in Ireland and a wider role in the long term as a conduit for State and European financing supports to all business sectors. ...

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SBCI
Malta

Malta Development Bank

The Malta Development Bank (MDB) was established on 24 November 2017 when the Malta Development Bank Act, 2017 came into force (Act No XXI of 2017 – CAP 574). It commenced operations on 11 December 2017 when the Board of Directors was appointed and held its first meeting. The MDB is fully owned by the Government of Malta. ...

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Malta Development Bank, MDB
Poland

Bank Gospodarstwa Krajowego

Bank Gospodarstwa Krajowego (BGK) is a Polish development bank, the only such institution in Poland. BGK mission is to support sustainable social and economic growth of Poland. ...

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Bank Gospodarstwa Krajowego (BGK)
Slovakia

Slovak Guarantee and Development Bank

SZRB is a special financial institution (joint-stock company) owned by the Ministry of Finance of the Slovak Republic with the mission to support and develop small and medium-sized businesses on the basis of partnership and cooperation with commercial banks and other institutions supporting this segment ...

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Slovak Guarantee and Development Bank
Slovenia

SID Bank

SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana (Slovene Export and Development Bank Inc. or SID Bank) operates as a promotional, development and export bank and as a national export credit agency which performs insurance against non-marketable risks. ...

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SID Bank
Spain

Instituto de Crédito Oficial

ICO is a state-owned bank, attached to the Ministry of Economic Affairs and Competi-tiveness via the State Secretariat for Econ¬omy and Enterprise Support. It is a credit institution and the State Finance Agency, with its own legal status, assets and treasury, as well as an independent management to fulfill its activities. ...

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Instituto de Crédito Oficial (ICO)
United Kingdom

BBB

The British Business Bank is a government-owned financial institution set up to support economic growth by making finance markets work better for smaller businesses in the UK. It uses funding and guarantees backed by the UK government to bring more private sector resources into small business lending and investment. ...

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BBB