Slovak Guarantee and Development Bank

Slovak Guarantee and Development Bank, Slovakia

Slovak Guarantee and Development Bank, Slovakia

general information

Slovenská záručná a rozvojová banka, a.s. (SZRB) was established in 1991 and is a specialised financial institution (joint-stock company) owned by the Ministry of Finance of the Slovak Republic (MoF) with the mission to support and develop small and medium-sized businesses on the basis of partnership and cooperation with commercial banks and other institutions supporting this segment.

The Bank applies financial instruments which help establish new business entities, contribute to their stabilisation as well as to the further development of existing companies.

SZRB does not operate in the SME lending segment as a competitor. SZRB´s activities support the needs of SMEs especially when the commercial banks are reluctant to finance their projects due to short business history or insufficient collateral. SZRB is positioning itself as a complementing bank, time to time as “the last chance bank” for SMEs.


An alliance between SZRB and the MoF enables SZRB to partially carry out, among other things, other goals of state economic policy such as financing of projects of municipalities and higher territorial units, as well as the much-needed renovation of apartment buildings.

In compliance with its mission SZRB supports particularly:

  • SMEs
  • regional development
  • municipalities
  • employment
  • insulation of block of flats
  • rural development initiatives
  • service sector
  • start-up enterprises
  • clients without financing possibilities through commercial banks


Mr. Miroslav Kuník – Department of structural funds and credit lines

Štefánikova 27
814 99 Bratislava, Slovakia
Tel: +421 2 57 292 280
Fax: +421 57 292 173