Bank Gospodarstwa Krajowego

Bank Gospodarstwa Krajowego (BGK) is a Polish development bank, the only such institution in Poland. BGK mission is to support sustainable social and economic growth of Poland.

BGK programmes contribute to the creation of sustainable financing solutions and develop the ecosystem of cooperating institutions at creating solutions for sustainable economy. In 2025 bank generated a total of PLN 389 billion in support for the economy, 82% of which supported the implementation of as many as 11 of the 17 UN SDGs.

BGK is one of the five largest development banks in Europe. Bank has got 16 Regions in Poland and 3 Representative Offices in Brussels, Frankfurt and Kyiv.

The strategy of BGK is based on 4 pillars. The 3 business pillars concentrate on creating a strong economy, strengthening the competitiveness of businesses and the resilience of local governments and society, as well as being a partner to state institutions. The business directions are accompanied by a 4th pillar focusing on internal activities that develop the bank as a hub of expertise and competence in financing development projects.

1. Dynamic and innovative economy

• Defense sector: targeted funding for armed forces modernization and strategic autonomy.
• Energy transformation: financing renewable energy (wind, solar, hydrogen) and grid modernization.
• Global expansion: instruments and advisory services enabling polish enterprises to grow internationally.
• Business development: tailored financial tools for SMEs and large companies.
• Capital investments: supporting innovation and long-term competitiveness.

2. Effective municipalities and active communities

• Focused on local development through national and EU funds.
• Infrastructure & public services: financing transport, healthcare, and municipal projects.
• Affordable housing: programs like the social rental housing construction programme.
• Regional development: supporting sustainable urban and rural growth.

3. Trusted Partner for Public Institutions

• Fund Management: Administering the National Recovery Plan, Armed Forces Support Fund, and EU instruments.
• International Cooperation: Partnerships with EIB, EBRD, and the World Bank.
• Development Aid: Participation in initiatives like the Ukraine Facility.
• Public Finance Support: Tools and services enhancing policy implementation and fiscal efficiency.

BGK is the initiator, co-founder and main investor of the 3SIIF. The Fund invests in infrastructure projects in the Three Seas region in three areas: transport, energy and digital technologies. Apart from strengthening cooperation and improving infrastructure within the region, the Fund’s goal is to provide profit to its investors.